“Homemade” begins with a home
Whether it’s our favorite dinner or a cute craft item, when we hear that something is homemade, we tend to place a lot of value on it. Things that are homemade seem more personal and emotionally satisfying. That’s one reason many people are eager to become homeowners. They dream of the emotional satisfaction that comes with having a house that belongs to you.
If you’ve been thinking about becoming a homeowner, Indiana Members Credit Union is here to help. We take particular pride in helping our members buy homes, because we know that purchasing a home can be the foundation of financial security. Continue reading
Kids need to train their money skills, too
We’re big fans of student athletes. Time spent on the field, the court, the track or the mat does more than ensure young people become strong and healthy. It also teaches them skills that will help them become successful adults, such as teamwork, perseverance, self-discipline, communication, and leadership.
Parents encourage young athletes to practice because they know it will improve their skills when they compete. Another important skill that every young person needs is money management skills. Kids learn most of what they know about money at home, and that can include both good and bad habits. By teaching your son or daughter about money and how to make the most of it, you’ll improve their chances of growing into financially secure adults. Continue reading
The perfect financial partner for small businesses
For generations, families have pitched in to operate their own business. And while we may refer to what they’ve built as small businesses, their impact on the economy is anything but small. As we observe National Mom & Pop Business Owners Day on March 29, it’s worth noting that those “small” businesses are responsible for creating roughly 66 percent of America’s new jobs each year. They also rack up 54 percent of all business sales in the U.S. In fact, many of America’s biggest companies began as small businesses. Continue reading
Credit unions are here to help
On March 13, many people observe National Good Samaritan Day as a reminder of the importance of serving those around us, something Indiana Members Credit Union strives for through our credit union philosophy of “People Helping People”. Not only do credit unions help members like you by providing useful and affordable ways to make the most of your money, but we’re also focused on helping the communities we serve and our economy as a whole. Continue reading
Friday, March 1 is National Employee Appreciation Day, and if you’re looking for a way to show your employees that you truly value them — and help them out financially — it’s hard to beat offering Health Savings Accounts (HSA).
Sure, you could bring in a box of donuts or pass out gift cards, but HSAs will help make healthcare costs more affordable for employees, give them incentives to stay healthy, and reward them by providing additional funds for retirement. They also allow employers to offer a very attractive benefit while lowering overall costs. Continue reading
Moving is hard work. Packing all your stuff, helping your kids and pets make the transition, and loading a moving van with boxes isn’t easy. Oh, and did you remember to change your kids’ school records, shut off the utilities, call the post office, set up the internet, and schedule the water to be turned off?
Odds are, you could use some help.
Since there’s so much to keep up with, we’ve put together a checklist so you can move like a pro. We broke the moving process into steps to help you stay focused, remember the small things, and savor the last moments in your old home.
Follow these steps to help you navigate the next few months. Continue reading
Join us! Friday, March 8th & Saturday, March 9th at our West Carmel Branch located at 3975 West 106th Street, Carmel. Continue reading
Is there an idea or new product you are considering adding to your business? Indiana Members Credit Union helps businesses like yours grow and succeed by providing a wide range of affordable financing options. For example, if you’re thinking about building a new facility or expanding your current location, you may consider a commercial real estate loan. Continue reading
A smart way to pay for energy-saving updates
The tenth of January marks the annual observance of National Cut Your Energy Costs Day, and it’s a great time to take a closer look at your home and see what you can do to lower your energy costs.
Some changes are easy and cost very little to make. For example, lowering your thermostat by just one degree can reduce your heating costs by as much as 3 percent, according to the Energy Department. Caulking your windows can reduce drafts that let heat escape and bring cold air in. During the summer months, using window coverings in rooms that receive the most sunlight can cut your air conditioning costs. Continue reading
Security begins with you
January 9 is National Law Enforcement Day, an opportunity for Americans to call attention to the brave men and women who are dedicated to watching our communities and protecting us from criminals.
It’s always reassuring to know that law enforcement professionals are a call away when we need help, but it’s also important to remember that our personal security actually begins with our actions. The police can help after someone steals from us, but we can minimize the chances of that happening if we follow some simple steps. Continue reading