Indiana Members Credit Union Indy Women’s Half Marathon 5K Ticket Sweepstakes Rules

Official Rules – Indiana Members Credit Union “Indy Women’s Half Marathon 5K Ticket Sweepstakes” September 21, 2021 – September 23, 2021. 

NO PURCHASE NECESSARY TO ENTER OR WIN. USE OF INDIANA MEMBERS CREDIT UNION PRODUCTS AND SERVICES WILL NOT ENHANCE CHANCES OF WINNING A PRIZE.

  1. ELIGIBILITY: The Indiana Members Credit Union “Indy Women’s Half Marathon 5K Ticket Sweepstakes is offered and open only to legal residents who work or reside in Indiana Members Credit Union’s service territory: Bartholomew, Blackford, Boone, Brown, Clark, Clay, Clinton, Decatur, Delaware, Floyd, Fountain, Gibson, Grant, Hamilton, Hancock, Hendricks, Henry, Howard, Huntington, Jackson, Jefferson, Jennings, Johnson, Madison, Marion, Miami, Monroe, Montgomery, Morgan, Owen, Posey, Putnam, Randolph (Jackson or Wayne Townships), Ripley, Rush, Scott, Shelby, Tippecanoe, Tipton,  Vanderburgh, Vigo, and Warrick counties in Indiana, and Henderson County in Kentucky and who are at least 18 (eighteen) years old at the time of entry (Entrants”).  By entering, you agree to follow these Indiana Members Credit Union “Indy Women’s Half Marathon 5K Ticket Sweepstakes” official rules (the “Official Rules”).  No fee is required for entry.  VOID WHERE PROHIBITED.  Employees and family members (spouse, parents, siblings, and children) or individuals living in the same household as employees of Indiana Members Credit Union (“Sponsor”), Indy Women’s Half Marathon & 5K and Team Members and each of their respective parents, subsidiaries, affiliates, directors, contractors, vendors, marketing and promotion agencies, officers, owners, members, employees and agents are not eligible to participate.

2. SWEEPSTAKES PERIOD: The Sweepstakes Period begins on Tuesday, September 21, 2021, at 4:30 p.m. Eastern Time, and ends on Thursday, September 23, 2021 at 4:00 p.m. Eastern Time (the “Sweepstakes Period”).

3. HOW TO ACCESS AND ENTER:  The first day of the Sweepstakes Period, Sponsor will post an “Indy Women’s Half Marathon 5K Ticket Sweepstakes” question on its IMCU Facebook page. There are two ways to enter during the Sweepstakes Period:

(1) VIA FACEBOOK:  To enter via Facebook, (i) visit the IMCU Facebook page and respond to the IMCU post containing “Indy Women’s Half Marathon 5K Sweepstakes” via a comment on the post.  Entrant must have a Facebook account to participate in and enter this Sweepstakes via Facebook.  Entrant must agree to comply with Facebook’s Statement of Rights and Responsibilities (https://www.facebook.com/terms.php) and Facebook’s Community Standards (https://www.facebook.com/communitystandards) in order to create and maintain a Facebook account.

(2) OR mail a 4″ x 6″ card with the following information: your full name; your complete address; Valid email address (if you do not have an email address, print “no email address”); Valid telephone number; the words “IMCU 2021 Referral”; and your signature.

Limit one entry per person, regardless of entry method used.  Multiple entries per person, including multiple entries by the same Entrant using different e-mail addresses, will invalidate ALL entries submitted by that Entrant for the entire Entry Period.  Entrants must answer the question to be eligible to win.  All entries must be received by Sponsor by Thursday, September 21, 2021 at 4:00 p.m. Eastern Time.  Due to the way Facebook operates their services, Sponsor may not receive entries from Facebook with “protected” updates or profiles.  For Entrants entering on Facebook, Entrants must continue to maintain an active Facebook account through the Sweepstakes Period and for at least thirty (30) days thereafter (for potential notification purposes) to participate in the Sweepstakes and be eligible to win.

All Facebook posts must NOT, in the sole discretion of Sponsor, (i) contain language that violates or infringes upon another’s rights, including but not limited to privacy, publicity or intellectual property rights (including, without limitation, trademark or copyright infringement); (ii) contain language that is inappropriate, indecent, obscene, profane, hateful, tortious, defamatory, slanderous, controversial or libelous; (iii) contain language that promotes bigotry, racism, hatred or harm against any group or individual or promotes discrimination based on race, gender, religion, nationality, disability, sexual orientation or age; or (iv) contain language that is unlawful, in violation of or contrary to applicable laws or regulations.

4. DRAWING/ODDS: Sponsor will hold a random drawing from the pool of eligible entries. Entrants must answer the question to be eligible to be selected as a winner. The drawing will be held on Thursday, September 21, 2021, at 4:30 p.m. Eastern Time. Odds of winning will depend on the number of eligible entries received. In the event of a dispute as to the identity of a winner, the Sponsor’s decision will be final. Winners will be notified within 24 (twenty-four) hours of winning via the platform on which they submitted their entry (Facebook).  Winners will be required to respond (as directed) within twenty-four (24) hours of an attempted notification prior to being awarded a prize.  Failure to respond to the notification within this timeframe may result in forfeiture of the prize. Sponsor, in its sole discretion, may attempt to contact up to three (3) potential winners of a prize with the above procedure after which the prize in question may go un-awarded if it remains unclaimed.

5. PRIZES: Four (4) prize winners will be selected in the random drawing described above.  The winner will receive two (2) entries to the Indy Women’s Half Marathon 5K, on Saturday, September 25, 2021, 7:30 a.m. (Prize valued up to $45 per entry, $90 total prize value).  The total value of all prizes combined is $360.

Sponsor reserves the right to substitute any prize with any alternate prize of equal or greater value at its discretion. Entries are not redeemable for cash.  Limit one prize per winner throughout the Sweepstakes Period.  Prize winner must agree to comply with all Indy Women’s Half Marathon & 5K venue rules and regulations related to the use of entry (as applicable) and, in accordance therewith, agree not to act in an unsportsmanlike or disruptive manner, or with any intent to annoy, abuse, threaten or harass any other person at such race.  Failure to do so may result in forfeiture of prize or prize element. 

Sponsor is not responsible for lost, stolen, damaged, mutilated, returned, “bounced back” emails or misdirected mail, or unsafe arrival of a prize.

If the prize notification is returned as non-deliverable, or if winner is found to be ineligible or not to be in compliance with these Official Rules, winner may be disqualified and an alternate winner will be selected.

The prize winner is solely responsible for all applicable federal, state and local taxes and any expenses associated with the Sweepstakes, unless otherwise indicated. 

6. GENERAL CONDITIONS: By entering in the Sweepstakes, unless you opt out, you authorize Sponsor to use, without further notification to you, review or approval by you, your name if you become a winner, to publicize the Sweepstakes and inform other Entrants of your winning. For example, Sponsor may post on Indiana Members Credit Union’s Facebook wall, or other marketing channels a message such as: “Congratulations to our winners: John Doe, Mary Smith, etc.)!”.  If, in response to a notice of winning, a winner instructs, in writing, Sponsor not to publicize his or her name, Sponsor will honor that instruction. 

Sponsor reserves the right, at its sole discretion, to disqualify any individual it finds, in its sole determination, to be tampering with the entry process or the operation of the Sweepstakes; to be acting in violation of these Official Rules; to be acting in a non-sportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person.

Any use of robotic, automatic, macro, programmed or like entry methods will void all such entries by such methods and persons using any such methods will be disqualified. Each entry submission must be manually key stroked and manually entered by the individual Entrant; automated and/or repetitive electronic submission of entries (including but not limited to entries made using any script, macro, bot or Contest service) will be disqualified and transmissions from these or related email or IP addresses may be blocked. The accumulation of entries generated through robotic, automatic, macro, or like methods is also strictly prohibited. Sponsor’s determination of whether a user is accumulating entries generated through automated means is in Sponsor’s sole discretion.

Entries that contain offensive, harassing, threatening, abusive language or that violate the intellectual property or other proprietary right of any person are invalid and inadmissible.

CAUTION: ANY ATTEMPT BY A USER OR ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES AND COSTS (INCLUDING WITHOUT LIMITATION, ATTORNEYS’ FEES) FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.

Sponsor assumes no responsibility for any computer, telephone, cable, network, satellite, electronic or Internet hardware or software malfunctions, or unauthorized human intervention, or the incorrect or inaccurate capture of entry or other information, or the failure to capture any such information.

If, for any reason, Sponsor is unable to run this Sweepstakes as planned due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes which, in the sole opinion of Sponsor, corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right to cancel, terminate, modify or suspend the Sweepstakes. If the Sweepstakes is terminated due to tampering or technical difficulties prior to its expiration date, notice will be posted at Indiana Members Credit Union’s Facebook page.

NOTICE: Facebook is in no way responsible for lost, stolen, misdirected, incomplete, misaddressed or ineligible entries.  Facebook is in no way sponsoring, endorsing, administering or associated with this Sweepstakes. 

7. RELEASE OF LIABILITY AND INDEMNIFICATION:

By entering, each Entrant agrees to follow these Official Rules and forever releases, discharges, and waives any and all claims, liabilities and actions of any kind, howsoever caused or arising and whether by negligence, any intentional act or otherwise, that Entrant may have or that may arise against Facebook, Sponsor, and their respective parents, subsidiaries, affiliates and related entities, as well as each of the aforementioned parties’ respective directors, officers, owners, shareholders, members, employees, representatives, advertising or promotion agencies, successors, assigns and agents (collectively, the “Released Parties”), with respect to or arising out of either (i) Entrant’s participation; or (ii) the receipt or use of the prizes (including but not limited to the substitution or changing of any prizing) awarded in the Sweepstakes.  By entering, each Entrant further agrees to defend, indemnify and hold harmless the Released Parties and their insurers against any and all damages, costs, judgments, and/or expenses (including but not limited to attorneys’ fees and/or other legal fees) they may incur as a result of claims made against them in connection with either (i) Entrant’s participation; or (ii) the receipt or use of the prizes (including but not limited to the substitution or changing of any prizing) awarded in the Sweepstakes.  This promotion is in no way sponsored, endorsed, or administered by, or associated with Facebook.  You understand that you are providing your information to Sponsor and not to Facebook.

8.  DISPUTES: Except where prohibited, as a condition of participating in this Sweepstakes, you agree that any and all disputes, claims and causes of action arising out of or connected with this  Sweepstakes including the determinations of winners, which cannot be resolved amicably, shall be resolved on an individual basis only, without resort to any form of class action. Either party may bring an individual action in a court of competent jurisdiction located in Marion County, Indiana.  All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of participant(s) and Sponsor in connection with this Sweepstakes, shall be governed by and construed in accordance with, the laws of the State of Indiana, U.S.A., without giving effect to the conflict of laws rules thereof, and all proceedings shall take place exclusively in Marion County, Indiana. Each party to an action pursuant to this Section 8 shall be responsible for that party’s costs of litigation to include but not be limited to attorney fees incurred by that party.

9.  LIST OF WINNERS.  To obtain a list of the name of the winners, mail a request, including a stamped, self-addressed envelope, to Indiana Members Credit Union “Indy Women’s Half Marathon 5K Sweepstakes, Business Development Department, Indiana Members Credit Union, 5105 Madison Avenue, Indianapolis, IN 46227.

10.  SPONSOR IDENTIFICATION: 

Indiana Members Credit Union
c/o Business Development Department
5105 Madison Avenue
Indianapolis, IN  46227

Member Security Alert

Indiana Members Credit Union values your identity.  Be aware of scams where fraudsters call members purporting to be a credit union employee and ask for debit or credit card information. IMCU will not contact you to ask for personal information.

If you are ever concerned about a text message or phone call you’ve received, please hang up and contact your local IMCU branch, or our member services department at 317-248-8556 or 800-556-9268.

Click here for a listing of IMCU locations and hours:  http://www.imcu.com/Locations-and-Hours.aspx

Elissa Yeager IMCU Newburg Branch Manager

Elissa started with Commerce Bank in 2018 at the Eagle Crest branch prior to its’ merge into Indiana Members Credit Union in March of 2020.  Elissa holds a business degree from the University of Louisville and resides in Evansville with her husband, two children and two dogs. In Elissa’s spare time, she can be found at one her children’s sporting events or ideally on a beach somewhere!

Indiana Members Credit Union Indy Eleven Scarf Sweepstakes Rules

Official Rules – Indiana Members Credit Union “Indy Eleven Scarf Sweepstakes” September 8, 2021 – September 10, 2021. 

NO PURCHASE NECESSARY TO ENTER OR WIN. USE OF INDIANA MEMBERS CREDIT UNION PRODUCTS AND SERVICES WILL NOT ENHANCE CHANCES OF WINNING A PRIZE.

  1. ELIGIBILITY: The Indiana Members Credit Union “Indy Eleven Scarf Sweepstakes is offered and open only to legal residents who reside in Indiana Members Credit Union’s service territory: Bartholomew, Boone, Brown, Clinton, Decatur, Delaware, Floyd, Gibson, Grant, Hamilton, Hancock, Hendricks, Henry, Howard, Jackson, Jefferson, Jennings, Johnson, Madison, Marion, Monroe, Montgomery, Morgan, Posey, Putnam, Randolph (Jackson or Wayne Townships), Ripley, Rush, Scott, Shelby, Tippecanoe, Tipton,  Vanderburgh, and Warrick counties in Indiana, and Henderson County in Kentucky and who are at least 18 (eighteen) years old at the time of entry (each an “Entrant” and collectively the “Entrants”).  By entering, you agree to follow these Indiana Members Credit Union “Indy Eleven Scarf Sweepstakes” official rules (the “Official Rules”).  No fee is required for entry.  VOID WHERE PROHIBITED.  Employees and family members (spouse, parents, siblings, and children) or individuals living in the same household as employees of Indiana Members Credit Union (“Sponsor”), Indy Eleven Employees and Team Members and each of their respective parents, subsidiaries, affiliates, directors, contractors, vendors, marketing and promotion agencies, officers, owners, members, employees and agents are not eligible to participate.

2. CONTEST PERIOD: The Sweepstakes Period begins on Wednesday, September 8, 2021, at 11:00 a.m. Eastern Time, and ends on Friday September 10, 2021 at 11:00 a.m. Eastern Time (the “Sweepstakes Period”).

3. HOW TO ACCESS AND ENTER:  The first day of the Sweepstakes Period, Sponsor will post an “Indy Eleven Scarf Sweepstakes” question on its IMCU Facebook, Twitter and Instagram pages. There are three ways to enter during the Sweepstakes Period:

VIA TWITTER: To enter via Twitter: (i) Follow @IndMembersCU on Twitter by going to https://twitter.com/IndMembersCU and clicking the “follow” button; and (ii) reply and tag a friend to the IMCU tweet containing “Indy Eleven Scarf Sweepstakes” question using the hashtag #IMCUIndyElevenScarfSweepstakes.  Entrant must have a non-private Twitter account to participate in and enter this Sweepstakes via Twitter.  If an Entrant does not have a non-private account, there is no cost to create one at www.twitter.com.  Entrant must agree to comply with the Twitter Terms of Service (https://twitter.com/tos) and Twitter Privacy Policy (https://twitter.com/privacy) in order to create a Twitter account. 

VIA FACEBOOK:  To enter via Facebook, (i) visit the IMCU Facebook page and respond and tag a friend to the IMCU post containing “Indy Eleven Scarf Sweepstakes” via a comment on the post.  Entrant must have a Facebook account to participate in and enter this Sweepstakes via Facebook.  Entrant must agree to comply with Facebook’s Statement of Rights and Responsibilities (https://www.facebook.com/terms.php) and Facebook’s Community Standards (https://www.facebook.com/communitystandards) in order to create and maintain a Facebook account. 

VIA INSTAGRAM: To enter via Instagram: (i) Follow @IndMembersCU on Instagram by going to https://www.instagram.com/indmemberscu/ and clicking the “follow” button; and (ii) comment and tag a friend to the IMCU post containing “Indy Eleven Scarf Sweepstakes” question using the hashtag #IMCUIndyElevenScarfSweepstakes.  Entrant must have a non-private Instagram account to participate in and enter this Sweepstakes via Instagram.  If an Entrant does not have a non-private account, there is no cost to create one at https://www.instagram.com/.  Entrant must agree to comply with the Instagram Terms of Use: https://help.instagram.com/581066165581870, Instagram’s Platform Policy: https://www.instagram.com/about/legal/terms/api/, and Instagram’s Community Guidelines: https://help.instagram.com/477434105621119 in order to create and maintain an Instagram account.

Limit one entry per person, per social platform, regardless of entry method used.  Multiple entries per person, including multiple entries by the same Entrant using different e-mail addresses, will invalidate ALL entries submitted by that Entrant for the entire Entry Period.  Entrants must tag a friend to be eligible to win.  All entries must be received by Sponsor by Friday, September 10, 2021 at 11:00 a.m. Eastern Time.  Due to the way Twitter, Facebook and Instagram operate their services, Sponsor may not receive entries from Twitter, Facebook or Instagram users with “protected” updates or profiles.  For Entrants entering on Twitter and Instagram, Entrants must continue to follow @IndMembersCU on Twitter and Instagram through the Sweepstakes Period and for at least thirty (30) days thereafter (for potential notification purposes) to participate in the Sweepstakes and be eligible to win.  For Entrants entering on Facebook, Entrants must continue to maintain an active Facebook account through the Sweepstakes Period and for at least thirty (30) days thereafter (for potential notification purposes) to participate in the Sweepstakes and be eligible to win. 

All tweets, Facebook and Instagram posts must NOT, in the sole discretion of Sponsor, (i) contain language that violates or infringes upon another’s rights, including but not limited to privacy, publicity or intellectual property rights (including, without limitation, trademark or copyright infringement); (ii) contain language that is inappropriate, indecent, obscene, profane, hateful, tortious, defamatory, slanderous, controversial or libelous; (iii) contain language that promotes bigotry, racism, hatred or harm against any group or individual or promotes discrimination based on race, gender, religion, nationality, disability, sexual orientation or age; or (iv) contain language that is unlawful, in violation of or contrary to applicable laws or regulations.

4. DRAWING/ODDS: Sponsor will hold a random drawing from the pool of eligible entries. Entrants must tag a friend to be eligible to be selected as a winner. The drawing will be held on Friday, September 10, 2021, at 11:30 a.m. Eastern Time. Odds of winning will depend on the number of eligible entries received. In the event of a dispute as to the identity of a winner, the Sponsor’s decision will be final. Winners will be notified within 24 (twenty-four) hours of winning via the platform on which they submitted their entry (Twitter, Instagram or Facebook).  Winners will be required to respond (as directed) within twenty-four (24) hours of an attempted notification prior to being awarded a prize.   Failure to respond to the notification within this timeframe may result in forfeiture of the prize. Sponsor, in its sole discretion, may attempt to contact up to three (3) potential winners of a prize with the above procedure after which the prize in question may go un-awarded if it remains unclaimed.

5. PRIZES: Three (3) prize winners will be selected in the random drawing described above.  The winner will receive one (1) Indy Eleven Scarf and one (1) $25 IMCU MasterCard® Gift Card, ($50 total prize value).  The total value of all prizes combined is $150.

Sponsor reserves the right to substitute any prize with any alternate prize of equal or greater value at its discretion. Scarf and Gift Card is not redeemable for cash.  Limit one prize per winner throughout the Sweepstakes Period. 

The prize must be picked up at Indiana Members Credit Union’s Southside Branch, 5047 Madison Ave., Indianapolis, IN 46227, by 4:00 pm on Friday, September 17, 2021 or it will be forfeited

Sponsor is not responsible for lost, stolen, damaged, mutilated, returned, “bounced back” emails or misdirected mail, or unsafe arrival of a prize.

If the prize notification is returned as non-deliverable, or if winner is found to be ineligible or not to be in compliance with these Official Rules, winner may be disqualified and an alternate winner will be selected.

The prize winner is solely responsible for all applicable federal, state and local taxes and any expenses associated with the Sweepstakes, unless otherwise indicated. 

6. GENERAL CONDITIONS: By entering in the Sweepstakes, unless you opt out, you authorize Sponsor to use, without further notification to you, review or approval by you, your name if you become a winner, to publicize the Sweepstakes and inform other Entrants of your winning. For example, Sponsor may post on Indiana Members Credit Union’s Facebook wall, on Twitter, on Instagram, or other marketing channels a message such as: “Congratulations to our winners: John Doe, Mary Smith, etc.)!”.  If, in response to a notice of winning, a winner instructs, in writing, Sponsor not to publicize his or her name, Sponsor will honor that instruction. 

Sponsor reserves the right, at its sole discretion, to disqualify any individual it finds, in its sole determination, to be tampering with the entry process or the operation of the Sweepstakes; to be acting in violation of these Official Rules; to be acting in a non-sportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person.

Any use of robotic, automatic, macro, programmed or like entry methods will void all such entries by such methods and persons using any such methods will be disqualified. Each entry submission must be manually key stroked and manually entered by the individual Entrant; automated and/or repetitive electronic submission of entries (including but not limited to entries made using any script, macro, bot or Contest service) will be disqualified and transmissions from these or related email or IP addresses may be blocked. The accumulation of entries generated through robotic, automatic, macro, or like methods is also strictly prohibited. Sponsor’s determination of whether a user is accumulating entries generated through automated means is in Sponsor’s sole discretion.

Entries that contain offensive, harassing, threatening, abusive language or that violate the intellectual property or other proprietary right of any person are invalid and inadmissible.

CAUTION: ANY ATTEMPT BY A USER OR ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES AND COSTS (INCLUDING WITHOUT LIMITATION, ATTORNEYS’ FEES) FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.

Sponsor assumes no responsibility for any computer, telephone, cable, network, satellite, electronic or Internet hardware or software malfunctions, or unauthorized human intervention, or the incorrect or inaccurate capture of entry or other information, or the failure to capture any such information.

If, for any reason, Sponsor is unable to run this Sweepstakes as planned due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes which, in the sole opinion of Sponsor, corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right to cancel, terminate, modify or suspend the Sweepstakes. If the Sweepstakes is terminated due to tampering or technical difficulties prior to its expiration date, notice will be posted at Indiana Members Credit Union’s Facebook page and on Twitter and Instagram.

NOTICE: Facebook, Twitter and Instagram are in no way responsible for lost, stolen, misdirected, incomplete, misaddressed or ineligible entries.  Facebook, Twitter and Instagram are in no way sponsoring, endorsing, administering or associated with this Sweepstakes. 

7. RELEASE OF LIABILITY AND INDEMNIFICATION:

By entering, each Entrant agrees to follow these Official Rules and forever releases, discharges, and waives any and all claims, liabilities and actions of any kind, howsoever caused or arising and whether by negligence, any intentional act or otherwise, that Entrant may have or that may arise against Facebook, Twitter, Instagram, Sponsor, and their respective parents, subsidiaries, affiliates and related entities, as well as each of the aforementioned parties’ respective directors, officers, owners, shareholders, members, employees, representatives, advertising or promotion agencies, successors, assigns and agents (collectively, the “Released Parties”), with respect to or arising out of either (i) Entrant’s participation; or (ii) the receipt or use of the prizes (including but not limited to the substitution or changing of any prizing) awarded in the Sweepstakes.  By entering, each Entrant further agrees to defend, indemnify and hold harmless the Released Parties and their insurers against any and all damages, costs, judgments, and/or expenses (including but not limited to attorneys’ fees and/or other legal fees) they may incur as a result of claims made against them in connection with either (i) Entrant’s participation; or (ii) the receipt or use of the prizes (including but not limited to the substitution or changing of any prizing) awarded in the Sweepstakes.  This promotion is in no way sponsored, endorsed, or administered by, or associated with Facebook, Twitter or Instagram.  You understand that you are providing your information to Sponsor and not to Facebook, Twitter or Instagram.

8.  DISPUTES: Except where prohibited, as a condition of participating in this Sweepstakes, you agree that any and all disputes, claims and causes of action arising out of or connected with this  Sweepstakes including the determinations of winners, which cannot be resolved amicably, shall be resolved on an individual basis only, without resort to any form of class action. Either party may bring an individual action in a court of competent jurisdiction located in Marion County, Indiana.  All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of participant(s) and Sponsor in connection with this Sweepstakes, shall be governed by and construed in accordance with, the laws of the State of Indiana, U.S.A., without giving effect to the conflict of laws rules thereof, and all proceedings shall take place exclusively in Marion County, Indiana. Each party to an action pursuant to this Section 8 shall be responsible for that party’s costs of litigation to include but not be limited to attorney fees incurred by that party.

9.  LIST OF WINNERS.  To obtain a list of the name of the winners, mail a request, including a stamped, self-addressed envelope, to Indiana Members Credit Union “Indy Eleven Scarf Sweepstakes, Business Development Department, Indiana Members Credit Union, 5103 Madison Avenue, Indianapolis, IN 46227.

Helping Younger Members Build Their Credit

Everyone knows having good credit is important so you can make major purchases when you need to, but it’s hard to get approved for credit if you haven’t already used it. We often hear from younger members who are eager to build healthy financial habits but are frustrated about qualifying for credit.

That’s why Indiana Members Credit Union created a credit card especially for people who want to demonstrate and grow their financial responsibility. IMCU Premier Jumpstart MasterCard® credit cards provide the same benefits as our other credit card programs but are specially designed to help younger adults start building their credit history.

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3 Tips for Better Financial Health

In order to help reach your financial and credit goals, it’s good to have a plan in place. The plan itself doesn’t have to be complicated, but it does require that you treat this journey as a marathon rather than a sprint.

Here are three simple things you can do to help get you started.

1. Create a Budget
The first thing you want to do is create a budget. One easy plan to follow is the 50-30-20 budget rule that sets your budget category accordingly. This means 50% of your income goes to “needs”, 30% to “wants” and 20% to reaching your financial goals.

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National Back to School Month

If you’re like us, you remember the excitement you felt as the first day of school drew closer. You probably had some new clothes, a cool pair of school shoes, a backpack full of fresh crayons, pencils, rulers, and all those other supplies … and you couldn’t wait to see who would be in your class this year!

For many kids in Indiana, back-to-school time can be stressful because their families are struggling to make ends meet. Instead of new clothes, they’re making do with hand-me-downs and getting by with whatever supplies their parents could find. Far too many of them show up every morning with empty bellies.

An important way Indiana Members Credit Union serves our members is helping the communities they call home become economically stronger, and one of the most meaningful ways we accomplish that is our support of school-age kids in Central Indiana. Through our philanthropic arm, known as the Indiana Members Foundation, we support learning and educational success in many ways during National Back-to-School Month and all year long.

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Lynette Owens IMCU Ellettsville Branch Manager

Lynette started with IMCU in 2010 at the College Park Branch, before moving to the Westside Branch as an Assistant Teller Supervisor.  Lynette has since spent time at several branches, most recently at the Brownsburg Branch as ASR. Lynette welcomes engaging with members and assisting them with their financial goals. In her spare time, she enjoys spending time at the lake with family.

Indiana Members Foundation Awards $63,000 in Scholarships and Grants

Indiana Members Foundation, the charitable arm of Indiana Members Credit Union, recently awarded $63,000 in scholarships and grants through its Robert E. Martin Collegiate Scholarship Program, Mike and Marti Ney “People Helping People” Grant, Terry Renick Legacy Golf Grant, and the Joan Wolfe Legacy Grant for the Arts Program. 

Indiana Members Foundation awarded the 2021 Scholarship and Grant recipients individually this year at Indiana Members Credit Union’s headquarters. 

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Indiana Members Foundation Awards $2,500 For Ron Collier Family Collegiate Scholarship Program

Indiana Members Foundation, the charitable arm of Indiana Members Credit Union (IMCU), along with Indiana Members Credit Union, is excited to announce Katelyn Sadlon as the recipient of the Ron Collier Family Collegiate Scholarship Program, receiving a $2,500 scholarship.  The Ron Collier Family Collegiate Scholarship Program is available to Senior students attending New Palestine High School that are members of Indiana Members Credit Union, intending to study full-time at an accredited college or university. Applications are accepted annually from January 1 through March 31. 

Indiana Members Credit Union President and CEO, Ron Collier, donates $2,500 annually to Indiana Members Foundation for the scholarship for a New Palestine High School Senior.

Collier is a long time resident of New Palestine, and his three children all graduated from New Palestine High School.  His oldest daughter, Ashley, is a teacher at Sugar Grove Elementary and her sons attend Sugar Grove.  After graduating from Ball State University with a Bachelor’s Degree in Secondary Education, he went on to teach at Noblesville High School.  Collier has been with IMCU since 1985 and became President and CEO in 2003.  Indiana Members Credit Union continues to grow under his leadership, reaching $2.9 Billion in assets in 2021.

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