Become a Homeowner or Keep Renting?

If you rent your home or apartment, you’ve probably wondered if it would make more sense to buy a home of your own.  One of the biggest advantages of renting is that your landlord is responsible for maintenance and repairs.  If the water heater breaks down or the grass needs to be mowed, you don’t have to take care of it.  You also don’t have to pay property taxes, because your landlord takes care of that, too.  On the downside, though, is the fact that you usually can’t make a rental “your own” by painting and decorating it, or putting in different appliances. Continue reading

Get A Job Or Take A Bigger Loan?

In the long run, earning a college degree should mean that your lifetime income will be substantially higher than what you’d make without one. But in the short term, it can be tough to pay the cost of getting that degree. Students who are struggling to make ends meet as they face their next tuition bill may be wondering if it makes more sense to get a job, or if they’d be better off taking out larger student loans. Continue reading