Have you checked your credit cards lately?

When we buy shoes, or car tires, or razor blades, we know that they’re not going to last forever. At some point, they won’t provide the performance we expect, and we’ll replace them with new ones.

But what about credit cards? The cards themselves may not wear out, but is that credit card you obtained several years ago still the best one for your needs?  Credit cards change over time. Interest rates fluctuate, and the terms may be different. The credit card industry is increasingly competitive, and card issuers are constantly changing the deals they offer. Continue reading

Why a credit card is a great addition to your wallet and how to choose one

Credit Card couple 2

Cash is scary. You have no protection if you lose it. It’s an easy target for theft. Carrying a credit card can protect you from much of those troubles. In addition to being accepted in more places, credit cards have fraud liability protection built into them. You’re only liable for a portion of the total loss. Depending on your credit card, you might not be liable for any of the fraudulent activity on your account. Continue reading

5 Easy Steps for Credit Card Debt Freedom

 If your credit card spending has caused a stack of debt to pile up, it’s time to reverse the trend! With focus, discipline and patience, you can reduce and eliminate your credit card debt, no matter what the amount. Here’s some tips…
  • Create a detailed list of each debt, including the name of the debt, the amount, the current rate and the minimum payment due.
  • Rank your list from the highest rate to lowest.
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