The time you’re spending in college is good preparation for your career, but you can use this time to learn something that’s going to be just as important to your financial well-being in the years to come. That something is how to develop and follow a personal budget. Continue reading
You love your home, but it’s not quite perfect. Maybe you’re thinking about new siding, upgrading the second bathroom, or adding a screened-in porch. Improvements like that will help you get more enjoyment out of the house and may even increase its value. The big question: how will you pay for it?
If you don’t have the cash on hand, there are many options. You can finance the work through a credit card, or the contractor may have some sort of financing program. The problem with those two choices is that the interest rates are usually very high. Continue reading