Indiana Members Credit Union Real Estate Q & A Events

shutterstock_174203570 smaller_home

Join Indiana Members Credit Union as they host a series of HomeAdvantage™ Q & A   events for the public.  IMCU has partnered with CU Realty Services to offer the HomeAdvantage program, which helps members search for homes online, connect to preferred Realtors and earn a rebate at closing.  IMCU branch managers are hosting these Q & A events with HomeAdvantage-approved real estate agents. The events give members an opportunity to stop in the branch to get answers to their real estate questions without pressure or commitment.  No appointments are necessary.  Continue reading

Indiana Members Credit Union Real Estate Q & A Events

shutterstock_174203570 smaller_home

Join Indiana Members Credit Union as they host a series of HomeAdvantage™ Q & A   events for the public.  IMCU has partnered with CU Realty Services to offer the HomeAdvantage program, which helps members search for homes online, connect to preferred Realtors and earn a rebate at closing.  IMCU branch managers are hosting these Q & A events with HomeAdvantage-approved real estate agents. The events give members an opportunity to stop in the branch to get answers to their real estate questions without pressure or commitment.  No appointments are necessary. Continue reading

Preparing to buy your first home

Preparing to buy your first home

A decade ago, economic experts were bemoaning the emergence of a “boomerang generation.” Young people had left for college with bright eyes and exciting dreams of rewarding and fulfilling careers. Then, in 2000, the economy collapsed. These ambitious, well-educated folk found themselves with tons of debt and little opportunity. Many of them swallowed their pride and moved back home with Mom and Dad. Continue reading

Refund Expectation Management: 3 Reasons Your Refund Might Not Be As Big As You’re Expecting

Tax RefundEveryone tells you not to plan on having a tax refund. If you’re living paycheck-to-paycheck, though, you know where every dollar is going. You might be counting on that money to give you the breathing space you need.

Even if you’re a little further ahead than that, you may still have made plans for your tax refund. Continue reading

IRS Phone Scams- Keeping Your Business Safe!

IRS Phone ScamTax season is sometimes a nightmare for small business owners. When employed folk complain about their difficulties with a single W-2 and the standard deduction, small business owners just roll their eyes. The mess of paperwork, regulations and fees would drive most people right up the wall.

There’s another group who relies on that struggle to make an opportunistic buck: scammers. The IRS just released its annual report of the “Dirty Dozen” tax scams to watch out for in 2015. Continue reading

Sweet and Savvy: Budgeting Valentine’s Day

valentines day imageIf you’re a college student, chances are that reservations at glitzy five-star restaurants, elegant truffles in glittering gift boxes and glistening diamonds aren’t quite in your budget. Regardless, Valentine’s Day too often becomes an expensive holiday that is defined by a sacred code in which the more you spend, the more you love your special someone. Remember, though, that February 14th is about celebrating love and treasuring the times you share with your beloved. Showing someone you care doesn’t have to blow your budget, and these ideas will help you focus on the real meaning of the holiday without needing to buy love. Continue reading

Best ways to save for a home

Saving for a home

Except for Veterans Administration loans, it still generally takes some cash up front to get into a home. How much cash you’ll be required to have up front depends on the type of mortgage (whether FHA or conventional) and your personal financial situation. The better your credit, though, the lower the down payment the lender will typically expect.

How much will you need to save? Continue reading

Indiana Members Foundation Bowl-A-Thon Raises Over $12,500

IMF Bowling Carmel Branch*Pictured are employees of the IMCU Carmel Branch who won the “Best Team Spirit T-Shirt” contest for the second flight of bowling at the Indiana Members Foundation Bowl-A-Thon. Pictured left to right: Mason Burnau, Allison Dunagin, Carolyn Jones, Brogan Butz, Dean Butz.

(Indianapolis, IN, January 2015) Indiana Members Credit Union (IMCU), Central Indiana’s largest credit union, hosted their 7th annual “Bowl-A-Thon” employee fundraising event, at Expo Bowl in Indianapolis on Sunday, January 18, 2015. Continue reading

3 Biggest Money Mistakes College Students Make

Money mistakes college students
There is a weird dichotomy with college students. On the one hand, collegians are very creative with saving money. I’ve seen fellow students survive on a food budget of $3 a day. One friend of mine even lived a whole semester rent-free by sleeping in his giant van and showering in the school gym! On the other hand, college students are notorious for making basic financial mistakes. Part of it is inexperience, while another part of it is the realities of college life.

Continue reading