In seeking the best deal on your next car, you might’ve stumbled upon advertisements or offers to get a 0% interest auto loan. As great as this sounds, you may not save as much as you expect with this type of incentive.
Since auto loans can come through either a dealer or a lender, such as a bank or credit union, it’s important to note that a 0% interest loan generally, if not always, is obtained through a dealer. Automakers offer them to attract buyers to certain car models, especially ones that aren’t selling well. Here are a few things to consider about 0% financing and why it might not be in your best interest to use it. Continue reading
The time is ripe to prepare your home for warmer months.
The weather is warming. Wildflowers are blooming. Trees are sprouting new leaves, and people are swapping coats and scarves for shorts and colorful dresses.
There’s no doubt about it – spring is in the air. And with a new season comes a new opportunity to re-evaluate your home-energy usage and prepare for warmer months. To help kick off your eco-friendly home makeover, here are eight tips to curb your energy use and ultimately save you money this spring. Continue reading
Are your kids on the right track to financial independence?
For many of today’s young adults, the weakest link lies in learning the basics. According to a 2014 survey conducted by Harris Poll on behalf of Junior Achievement USA (2014 Teens and Personal Finance Survey), 40% of teens do not have a savings account, checking account, or debit or credit card, and 59% of teens do not have money management classes offered at their schools.
Achieving economic prosperity is difficult, and it’s especially hard for young people who’ve never learned how to manage money. Continue reading
What is Credit Union Strong?
Our month-long youth celebration is focused on the theme of Credit Union Strong.
Young people face a bewildering financial landscape in their immediate future—one where technology has made spending as easy as breathing and the cost of higher education continues to skyrocket. That’s why we believe it’s more important than ever to ensure our youth possess strong money management skills. Continue reading