Top 5 Budgeting Mistakes — And How To Avoid Them

Top 5 Budgeting Mistakes

January is the No. 1 month when people launch new financial regimes, and nearly a third of respondents to a GoBankingRate survey said their 2016 goals include “saving more and spending less.”

All sounds great, says budgeting expert, Lauren Greutman. “Many people start off the new year excited about a budget, but quickly fall off the wagon, only to feel defeated,” says Greutman.

Budgeting doesn’t have to be stressful. Know the likely pitfalls, and how to avoid them. Continue reading

8 Simple Ways to Stretch a Dollar

8 simple ways to stretch a dollar

Living within your means is the foundation of financial health. But, that’s easier said than done. If you find yourself in the red at the end of too many months, you’re not alone. “Sticking to a budget” is the No. 1 financial challenge for Americans, according to a recent GOBankingRates survey.

Here are some suggestions that might help guide you on the road to your financial health. Continue reading

8 Tips to Avoid Overspending This Holiday Season

Using gift cards and price-matching can help keep you on budget. 

8 tips to avoid overspendingThis time of year can put a strain on finances.

The holidays often inspire lots of spending. Whether you’re shopping for presents, decorating your home or preparing a large meal, there are different steps you can take to keep your budget on track this holiday season. Continue reading