The time you’re spending in college is good preparation for your career, but you can use this time to learn something that’s going to be just as important to your financial well-being in the years to come. That something is how to develop and follow a personal budget. Continue reading
Ever have a leaky faucet? That drip-drip-drip did more than annoy you — it wasted money. Sure, each drop seemed pretty small. But a drop each second adds up to more than 3,000 gallons per year, or enough water to take 180 showers. That’s money going down the drain. Continue reading
January is the No. 1 month when people launch new financial regimes, and nearly a third of respondents to a GoBankingRate survey said their 2016 goals include “saving more and spending less.”
All sounds great, says budgeting expert, Lauren Greutman. “Many people start off the new year excited about a budget, but quickly fall off the wagon, only to feel defeated,” says Greutman.
Budgeting doesn’t have to be stressful. Know the likely pitfalls, and how to avoid them. Continue reading
Living within your means is the foundation of financial health. But, that’s easier said than done. If you find yourself in the red at the end of too many months, you’re not alone. “Sticking to a budget” is the No. 1 financial challenge for Americans, according to a recent GOBankingRates survey.
Here are some suggestions that might help guide you on the road to your financial health. Continue reading
The holidays often inspire lots of spending. Whether you’re shopping for presents, decorating your home or preparing a large meal, there are different steps you can take to keep your budget on track this holiday season. Continue reading