When many people talk about financial security, they point to outside factors. They measure their security based on how much their employer pays them, how much they’re forced to pay in bills each month, or events that affect their finances, such as car breakdowns or health issues.
The reality is that your financial situation has less to do with outside factors like those, and more to do with choices you make. I’m sure you have a friend who is always stressed about money, but you can’t help but notice that he or she always has new clothes, buys a new car every couple of years, and travels extensively. Continue reading
You may not have a lot of extra money in your budget, but that doesn’t mean you can’t save for college. Here are six helpful money management tips for getting your college savings efforts off the ground.
Tip 1: Watch for daily money drains. Drink regular coffee instead of a latte once a day. Bring your lunch three times a week. Take the money you’re saving from small but important changes and put it toward your child’s college savings. Continue reading
Tax Time Saving
Do you spend weeks eagerly anticipating your tax refund? When the money finally comes in, is it gone tomorrow? Many people view tax refunds as unplanned bonuses. They see the money as a gift from the government, to use for splurges or treats. A tax refund provides the opportunity to improve your financial situation. Continue reading
Have you already forgotten all about your New Year’s resolutions? It can be difficult to change our lives, even when it’s for the better. Knowing this, we want you to know that, in your financial life, there are changes you can make today that will last the entire year. Here are three resolutions you can set today and some follow-up goals for the rest of the year. Continue reading
January is the No. 1 month when people launch new financial regimes, and nearly a third of respondents to a GoBankingRate survey said their 2016 goals include “saving more and spending less.”
All sounds great, says budgeting expert, Lauren Greutman. “Many people start off the new year excited about a budget, but quickly fall off the wagon, only to feel defeated,” says Greutman.
Budgeting doesn’t have to be stressful. Know the likely pitfalls, and how to avoid them. Continue reading
Using gift cards and price-matching can help keep you on budget.
This time of year can put a strain on finances.
The holidays often inspire lots of spending. Whether you’re shopping for presents, decorating your home or preparing a large meal, there are different steps you can take to keep your budget on track this holiday season. Continue reading
In a country full of people who sometimes disagree on a variety of fundamental issues, we can find common ground on game days; nearly 80 percent of Americans watched at least one football game last year. In fact, 45 of the 50 highest-rated television programs of 2014 were football games. We may not be able to agree on the toppings for the halftime pizza, but we can agree that we’re watching the game. Continue reading