Have you checked your credit cards lately?

When we buy shoes, or car tires, or razor blades, we know that they’re not going to last forever. At some point, they won’t provide the performance we expect, and we’ll replace them with new ones.

But what about credit cards? The cards themselves may not wear out, but is that credit card you obtained several years ago still the best one for your needs?  Credit cards change over time. Interest rates fluctuate, and the terms may be different. The credit card industry is increasingly competitive, and card issuers are constantly changing the deals they offer. Continue reading