January is the No. 1 month when people launch new financial regimes, and nearly a third of respondents to a GoBankingRate survey said their 2016 goals include “saving more and spending less.”
All sounds great, says budgeting expert, Lauren Greutman. “Many people start off the new year excited about a budget, but quickly fall off the wagon, only to feel defeated,” says Greutman.
Budgeting doesn’t have to be stressful. Know the likely pitfalls, and how to avoid them. Continue reading