The Credit Union Office In Your Dorm

When you’re away at school, you’re responsible for managing your own money. That can be a challenge for some students, who have to balance getting books and supplies with the temptations of pizza and caramel lattes.

Managing money during college is more than an exercise in trying to survive for four years. You’re actually developing the financial habits that will guide you through the future and forming attitudes about saving and spending. If you can start organizing your approach to money now, you’ll have a much easier time making the transition to success after school. Continue reading

Job Advice for the Class of 2016

job search

This year’s college grads should find the job market a bit more welcoming than their forebears in this “Post Great Recession” economy. Companies are planning on hiring more college graduates compared to last year. However, entry-level aspirants must be on their best game.

Staffing firm Robert Half is stepping in to help, by outlining six of the most common conundrums facing new grads with tips on how to approach them. Continue reading

Good Debt, Bad Debt for Millennials

Good Debt Bad Debt Image

There are really two kinds of debt.  Bad debt is money you owe and have little chance to repay.  Credit card debt can stay with you for a long time, particularly with high interest rates.  You can end up paying off that mall shopping spree long after the clothes you bought have made their way to the local charity shop. Good debt, on the other hand, represents a risk you’ve taken, and may yield a financial reward.  Opening a business involves taking on a loan, but in exchange, you have the chance to build a constant source of cash for your life.  You need a loan to buy a house, but you can always sell the house, often making a tidy profit. Continue reading