“Homemade” begins with a home
Whether it’s our favorite dinner or a cute craft item, when we hear that something is homemade, we tend to place a lot of value on it. Things that are homemade seem more personal and emotionally satisfying. That’s one reason many people are eager to become homeowners. They dream of the emotional satisfaction that comes with having a house that belongs to you.
If you’ve been thinking about becoming a homeowner, Indiana Members Credit Union is here to help. We take particular pride in helping our members buy homes, because we know that purchasing a home can be the foundation of financial security.
There are two ways we help our members achieve the joy of owning their own homes. The first is our family of mortgage loans. We offer a wide variety of mortgage loans, including fixed- and adjustable-rate mortgages with a selection of terms, all at excellent rates with low closing costs. Plus, when you obtain your mortgage from us, you can count on the same high-quality member service you’ve come to expect from our team.
Which kind of loan is right for you? That depends on many factors, including your financial situation and how large a down payment you can make. The best way to start is to talk to one of our mortgage specialists. They can discuss your situation and goals, and then help you compare the choices that are available to you. You can even apply for mortgage preapproval, so you’ll know exactly how much home you can afford before you start shopping.
Another way we help people who want to buy homes is our Home Advantage program, which simplifies many of the steps involved in finding and buying your home. Through Home Advantage, you can connect with one of the many preapproved Realtors® who agree to meet our standards for expertise and service. When you buy using one of those Realtors®, you’ll receive a reduced closing cost. In addition, Home Advantage lets you save time by browsing through online property listings. You can research neighborhoods and review recent home sales, so you’ll know what other buyers have been paying. You can even arrange to receive email notifications when new property listings become available in the areas you’re considering.
When you’re ready to buy, start with a visit to our website. You’ll find plenty of helpful information and connections to our mortgage specialists and our Home Advantage program. It’s the easy way to prepare yourself for “homemade” in your style!