What’s the best tool for money management?

Nearly everyone wants to do a better job of managing their money. That’s because money has a funny habit of slipping away. One day, we seem to have plenty of it, and a week later, we’re scrambling to find spare change for the vending machine.

If you want to take control of your money, there’s a great tool that’s easy to use, and best of all, it’s free. What is it? Our Free Checking account!

Hold on — aren’t checking accounts old-fashioned? Isn’t that what your grandmother uses when she sends you money? It’s true that checking accounts have been around for a long time, but there’s good reason for that. A checking account is the most basic, most practical tool for taking control of your finances … even if you never write a check!

Having a checking account gives you a single place for managing your money. It allows you to take advantage of direct deposit, so you can automatically receive pay from your work-study or other jobs, or from financial aid. Free Checking also gives you a variety of ways to access and use the money in your account. Sure, you can write checks if you really want, but you can also use ATM machines, one of our debit cards, and free Online Banking and Bill Pay.

Two of the biggest advantages of checking accounts are that they’re safer than using cash, and that they can help you control your spending. When you carry cash, it’s tempting to give into those small impulse items that you don’t really need, but that can add up to a lot of money over the year.

Our Free Checking account has no minimum balance, no monthly fee, and you can even get overdraft protection. And you can open your Free Checking account with as little as $25. Ready to put this powerful money management tool to work for you? Apply for your Free Checking account at http://imcu.com/Free-Checking.aspx!

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